5 Most Important Things to Check Before Buying a Property

Many buyers fall in love with a house based on appearance and emotions, forgetting to check the most important details. Buying a property is a long-term investment one that requires wisdom, patience, and thorough checks.

To help you avoid costly mistakes, here are the 5 most important things to check before buying a property.

1. Verify Title and Ownership Documents

One of the biggest things to check before buying a property is ownership. Before you make any commitment, ensure the seller truly owns the property. Request for the title deed, verify the land document status, and ensure the property is free from disputes, litigation, or unpaid taxes.

A clean title is the foundation of a secure investment. Skipping this step exposes you to the risk of fraud or legal battles later.

What to verify:

  • Title deed

  • Survey plan

  • Power of Attorney (if applicable)

  • Deed of Assignment

  • C of O / Governor’s consent

  • No pending litigation or encumbrances.

2. Inspect the Physical Condition of the Property

Another important thing to check before buying a property is its physical condition. A house can look flawless on the outside but have serious structural issues underneath.

Before paying, check for:

  • Cracks in the wall

  • Roof and ceiling condition

  • Plumbing quality

  • Electrical wiring

  • Water supply

  • Drainage systems

  • Signs of mold or dampness

  • Structural integrity

Hiring a professional inspector is worth every naira because they can identify hidden defects that may cost you millions in repairs.

3. Check the Location and Neighborhood

The location of a property can determine its value, safety, comfort, and future growth. This is why location is one of the essential things to check before buying a property.

Consider the following:

  • Is the neighborhood safe?

  • Is it close to supermarkets, hospitals, schools, and transport?

  • What are the traffic conditions?

  • Is it prone to flooding?

  • Are there future developments that may affect property value?

A good location increases your property’s value over time and makes your living experience more enjoyable.

4. Check Approvals, Permits, and Legal Documentation

Never assume a building is approved simply because it looks nice. One of the crucial things to check before buying a property is the legality of the property.

Ask for:

  • Building plan approval

  • Land use permits

  • Environmental impact approvals

  • Receipts for government fees

  • Development control documents

Buying a property without proper approvals can lead to demolition, fines, or loss of investment.

5. Research Market Value and Price

Before committing your money, compare prices of similar properties in the same area. Understanding the market value is one of the smartest things to check before buying a property.

Look at:

  • Current market trends

  • Prices of nearby properties

  • Appreciation potential

  • Demand in the area

This helps you avoid overpaying and gives you negotiation power.

Final Thoughts

Buying a property is exciting, but it demands careful checks, patience, and smart decision-making. By paying attention to these 5 most important things to check before buying a property, you protect yourself from fraud, financial loss, and unnecessary stress.

At Savvy Real Estate, we help buyers make secure and smart property decisions. Whether you are purchasing your first home or investing in real estate, our team is always ready to guide you.